:root{
  --bg:#F2F5F6;--card:#FFFFFF;--ink:#1C2B3A;--text:#22323F;--muted:#4F5E6A;
  --accent:#864E0C;--accent-deep:#6B3E09;--accent-tint:#E6EEF1;--reed:#F3E7D3;--line:#D5DDE1;
  --water:#2E6680;--gold:#D9A24A;--foot-text:#D8DFE4;--dim:#B9C4CD;
  --fd:"Brawler",Georgia,serif;--fb:"Inria Sans",system-ui,sans-serif;--r:8px;--wrap:1140px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17.5px;line-height:1.6;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--water)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.18;margin:0;font-weight:700}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 12px;z-index:60;border-radius:var(--r)}
.skip:focus{left:8px;top:8px}
.stroke{display:block;width:56px;height:6px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--fb);font-weight:700;font-size:16.5px;padding:15px 28px;border-radius:var(--r);border:1px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s}
.btn-primary{background:var(--accent);color:#FFFFFF;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--accent-tint)}

/* header: left wordmark with trailing stroke, double hairline below */
.mast{background:var(--bg);position:relative;z-index:5}
.mast-in{display:flex;align-items:center;gap:28px;height:66px;position:relative}
.mast-rule{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.mast-rule i{display:block;height:6px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.brand{text-decoration:none;display:inline-flex;flex-direction:column;align-items:flex-start;gap:0}
.wm{font-family:var(--fd);font-weight:700;font-size:25px;letter-spacing:-.01em;color:var(--ink);line-height:1}
.wm b{font-weight:700;color:var(--accent)}
.brand .tail{width:74px;height:7px;margin:3px 0 0 66px}
.nav{display:flex;align-items:center;gap:30px;margin-left:auto}
.nav a{font-weight:700;font-size:15.5px;color:var(--ink);text-decoration:none;padding:4px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;margin-left:auto;width:44px;height:44px;border:1px solid var(--line);background:var(--card);border-radius:var(--r);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:18px;height:2px;background:var(--ink)}
@media(max-width:860px){
  .nav{display:none;position:absolute;top:62px;left:0;right:0;background:var(--card);border:1px solid var(--line);border-radius:var(--r);flex-direction:column;align-items:stretch;gap:0;padding:4px 0;margin:0}
  .nav.open{display:flex}
  .nav a{padding:13px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* hero: watermark print, flat 25% photo, hard lower edge */
.hero{position:relative;padding:20px 0 64px;overflow:hidden;background:var(--bg)}
.hero-bg{position:absolute;inset:0;margin:0;opacity:.25}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:50% 72%}
.hero-in{position:relative;z-index:1;text-align:center}
.hero-eyebrow{font-weight:700;font-size:14px;color:var(--ink);margin:0 0 14px;letter-spacing:.01em}
.form-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px 26px 16px;width:100%;max-width:var(--card-max,840px);margin:0 auto;text-align:left}
.form-card__head h2{font-size:25px;letter-spacing:-.01em}
.form-card__head p{color:var(--muted);font-size:15px;margin-top:4px}
.form-card .stroke{margin-top:10px}
.form-host{margin-top:10px}
.form-card__trust{margin-top:12px;padding-top:10px;border-top:1px solid var(--line);font-size:13px;color:var(--muted);text-align:center}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 30px;margin:24px auto 0;padding:0;list-style:none;max-width:840px}
.ticks li{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:15px;color:var(--ink)}
.ticks svg{width:22px;height:12px;flex:0 0 22px}
.hero-h1{font-size:clamp(30px,4.4vw,48px);letter-spacing:-.015em;max-width:800px;margin:44px auto 0}
.hero-sub{max-width:620px;margin:14px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:600px){
  .hero{padding:12px 0 48px}
  .hero-bg img{object-position:50% 85%}
  .hero-eyebrow{font-size:13px;margin-bottom:10px}
  .eb-x{display:none}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:16px 14px 14px}
  .form-card__head h2{font-size:22px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 12px;justify-items:start;margin-top:20px}
  .ticks li{font-size:14px;text-align:left}
  .hero-h1{margin-top:34px}
}
/* recognition: margin notes on pale reed, amber rules top and bottom */
.notes{background:var(--reed);border-top:3px solid var(--accent);border-bottom:3px solid var(--accent);padding:68px 0}
.kicker{font-weight:700;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-deep)}
.notes h2{font-size:clamp(26px,3.3vw,38px);margin-top:10px;max-width:720px}
.note-list{list-style:none;margin:30px 0 0;padding:0;display:flex;flex-wrap:wrap;align-items:center;gap:16px 22px}
.note-list li{font-family:var(--fd);font-weight:700;font-size:21px;color:var(--ink);line-height:1.3;display:inline-flex;align-items:center;gap:22px}
.note-list li+li::before{content:"";width:34px;height:6px;flex:0 0 34px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 34 6'%3E%3Cpath d='M0 3.6C8 1.6 18 1.8 28 2.8L28 3.4C18 3.6 8 4.4 0 3.6z' fill='%23864E0C'/%3E%3Ccircle cx='31' cy='3' r='2.2' fill='%23864E0C'/%3E%3C/svg%3E") no-repeat center/contain}
.notes-close{margin-top:32px;display:flex;flex-wrap:wrap;align-items:center;gap:16px 30px}
.notes-close p{max-width:640px;font-size:17px;color:var(--text)}
.notes-close a{font-weight:700;color:var(--accent-deep);text-decoration:none;border-bottom:2px solid var(--accent);padding-bottom:2px}
@media(max-width:700px){.notes{padding:54px 0}.note-list{flex-direction:column;align-items:flex-start;gap:12px}.note-list li{font-size:19px;gap:14px}.note-list li+li::before{display:none}}

/* how: three steps hanging from one writing rule */
.how{padding:88px 0 80px;position:relative;overflow:hidden}
.how-art{position:absolute;right:-40px;bottom:0;width:520px;opacity:.08;pointer-events:none}
.sec-head{max-width:700px;position:relative}
.sec-head h2{font-size:clamp(28px,3.6vw,40px);margin-top:10px}
.sec-head p{margin-top:12px;color:var(--muted)}
.rule-steps{list-style:none;margin:44px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:36px;border-top:1px solid var(--ink);position:relative}
.rule-steps li{padding-top:26px;position:relative}
.rule-steps .num{position:absolute;top:-15px;left:0;display:inline-flex;align-items:center;gap:6px;background:var(--bg);padding-right:10px}
.rule-steps .num b{font-family:var(--fd);font-weight:700;font-size:22px;color:var(--water);line-height:1}
.rule-steps .num svg{width:40px;height:7px}
.rule-steps h3{font-size:22px}
.rule-steps p{margin-top:8px;font-size:16.5px}
@media(max-width:760px){.how{padding:64px 0 56px}.rule-steps{grid-template-columns:1fr;border-top:0;border-left:1px solid var(--ink);gap:30px;padding-left:24px}.rule-steps li{padding-top:0}.rule-steps .num{position:static;margin:0 0 6px -32px;padding:4px 8px 4px 0}}

/* faq: replies */
.faq{padding:84px 0 80px;background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.replies{margin-top:34px;max-width:860px;border-top:1px solid var(--line)}
.replies details{border-bottom:1px solid var(--line)}
.replies summary{list-style:none;cursor:pointer;display:flex;gap:16px;align-items:center;padding:20px 0;font-family:var(--fd);font-weight:700;font-size:19.5px;color:var(--ink)}
.replies summary::-webkit-details-marker{display:none}
.replies summary::before{content:"";flex:0 0 26px;height:6px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 26 6'%3E%3Cpath d='M0 3.6C6 1.6 13 1.8 20 2.8L20 3.4C13 3.6 6 4.4 0 3.6z' fill='%232E6680'/%3E%3Ccircle cx='23' cy='3' r='2.2' fill='%232E6680'/%3E%3C/svg%3E") no-repeat center/contain;transition:transform .2s}
.replies details[open] summary::before{transform:rotate(90deg) scale(.7)}
.replies details[open]{background:var(--accent-tint)}
.replies .ans{padding:0 18px 22px 42px;font-size:16.5px}
.replies .ans b{color:var(--ink)}

/* why: four tiles, no chrome */
.why{padding:84px 0}
.tiles{list-style:none;margin:36px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:30px}
.tiles svg{width:22px;height:12px;margin-bottom:12px}
.tiles h3{font-size:20px}
.tiles p{margin-top:6px;font-size:16px;color:var(--text)}
@media(max-width:900px){.tiles{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.tiles{grid-template-columns:1fr}.why{padding:60px 0}}

/* reveal band: the photo in full colour, no copy */
.reveal{margin:0;line-height:0;background:var(--accent-tint)}
.reveal img{width:100%;aspect-ratio:21/9;object-fit:cover;object-position:50% 70%}
@media(max-width:600px){.reveal img{aspect-ratio:16/10}}

/* close band on ink with reed art */
.close{background:var(--ink);color:#fff;padding:80px 0;position:relative;overflow:hidden}
.close-art{position:absolute;right:4%;bottom:0;width:440px;opacity:.55;pointer-events:none}
.close-in{position:relative;max-width:620px}
.close .kicker{color:var(--gold)}
.close h2{color:#fff;font-size:clamp(28px,3.8vw,42px);margin-top:10px}
.close p{margin-top:12px;color:var(--foot-text)}
.close .btn{margin-top:26px}
@media(max-width:700px){.close-art{width:300px;opacity:.3}.close{padding:60px 0}}

/* footer */
.foot{background:var(--ink);color:var(--foot-text);padding:56px 0 40px;font-size:14px;border-top:1px solid rgba(217,162,74,.3)}
.foot-top{display:grid;grid-template-columns:1fr auto;gap:22px 40px;align-items:start;padding-bottom:26px;border-bottom:1px solid rgba(216,223,228,.16)}
.foot .wm{color:#fff}
.foot .wm b{color:var(--gold)}
.foot-line{margin-top:12px;color:var(--dim);max-width:480px;font-size:14.5px}
.foot a{color:var(--gold)}
.foot-mail{font-weight:700;font-size:15px;text-decoration:none;border-bottom:1px solid rgba(217,162,74,.5)}
.legal-links{display:flex;flex-wrap:wrap;gap:8px 0;margin:22px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-weight:700;font-size:14px;padding:4px 14px;border-left:1px solid rgba(216,223,228,.25)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--gold)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(216,223,228,.16)}
.disc p{color:var(--dim);font-size:13px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#fff}
.disc a{color:var(--gold)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}}

/* subpages */
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:52px 22px 88px}
.prose h1{font-size:clamp(32px,4.4vw,44px);letter-spacing:-.015em}
.prose .updated{margin-top:10px;font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-deep)}
.prose h2{font-size:23px;margin-top:40px;padding-top:22px;border-top:1px solid var(--line)}
.prose p{margin-top:14px;line-height:1.7}
.prose ul{margin:14px 0 0;padding:0 0 0 22px}
.prose li{margin-top:8px;line-height:1.65}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink)}
.prose a{color:var(--water);text-decoration:underline;text-underline-offset:3px}
.prose .btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{color:#FFFFFF}
.prose a.btn.btn-ghost{color:var(--ink)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}